TIRANA, February 23 /ATA/ The number of banking transactions performed through internet banking and online services, reached historic levels in 2025, according to data provided from the Bank of Albania.
Last year, the citizens and businesses performed nearly 12 million online banking transactions, marking a 23% increase compared to 2024, or about 2 million more transactions.
Since 2020, the use of home banking has increased by about 180%, indicating a strong adoption of digital financial services.
The total value of these transactions reached 2.73 trillion lekë, up 14% compared to the previous year. All second-tier banks in the country offer internet banking services, while the number of users of internet-connected accounts continues to grow rapidly.
At the end of 2025, 49% of total active accounts were connected to the internet and nearly 90% of these accounts belong to individuals. Bank of Albania experts estimate that this trend reflects a deep digitalization of the banking system and an orientation of citizens towards the fast, secure and simple use of financial services. /a.f/p.s./
