TIRANA, Feb 9 /ATA/ The ratio of non-performing loans decreased during the month of December, dropping below the 5% level.
The Bank of Albania announces that the ratio of non-performing loans closed last year at 4.99%, from 5.65% at the end of 2021.
BoA informs that the decrease in the ratio of non-performing loans has slowed down significantly even on an annual basis.
According to the Central Bank, for the year 2021, the ratio of non-performing loans dropped by 2.46%, for the year 2022, the reduction of the ratio was 0.66%. Compared to November, the ratio of non-performing loans decreased by 0.06%.
Along with other indicators, the growth of the loan portfolio in total has an important role in the decline of non-performing loans.
The loan portfolio for the economy, measured as surplus, at the end of 2022 reached the value of ALL 713.3 billion, with an annual increase of 7.1%.
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