mortgage rate – Albanian  Telegraphic  Agency. https://en.ata.gov.al News Agency Tue, 24 Feb 2026 13:00:13 +0000 en-US hourly 1 Average mortgage interest rate falls to 4.19% https://en.ata.gov.al/2026/02/24/average-mortgage-interest-rate-falls-to-4-19/ https://en.ata.gov.al/2026/02/24/average-mortgage-interest-rate-falls-to-4-19/#respond Tue, 24 Feb 2026 13:00:13 +0000 https://en.ata.gov.al/?p=288616 TIRANA, Feb 24 /ATA/ – Average interest rates on housing loans in Albania fell during 2025, supporting further growth in mortgage lending, according to the Bank of Albania.

Data show that the average interest rate on Albanian lek-denominated home loans stood at 4.19% in December, down from 4.52% a year earlier.

Meanwhile, the euro-denominated mortgage rate edged down to 5.18% from 5.26% in December 2024, marking the lowest levels since mid-2022.

New housing loans reached nearly 65 billion leks, up 17.3% from 2024. The growth outpaced the previous year’s increase of 13%, reflecting sustained demand for homeownership and confidence in the credit market.

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