healthy – Albanian  Telegraphic  Agency. https://en.ata.gov.al News Agency Mon, 26 Jul 2021 09:40:26 +0000 en-US hourly 1 Healthy banking system, Bank of Albania: Interest rates of loan in Lek decreased to 6.51% https://en.ata.gov.al/2021/07/26/healthy-banking-system-bank-of-albania-interest-rates-of-loan-in-lek-decreased-to-6-51/ https://en.ata.gov.al/2021/07/26/healthy-banking-system-bank-of-albania-interest-rates-of-loan-in-lek-decreased-to-6-51/#respond Mon, 26 Jul 2021 07:20:59 +0000 http://en.ata.gov.al/?p=156294 TIRANA, July 26 /ATA/ The healthy state of the banking system is keeping lending interest rates under control, which is helping to encourage new investments with bank loans, especially in the real estate sector.

The average interest rate on Lek loans decreased to 6.51% in the first five months of the current year, from 6.52% in the same period last year.

According to the Bank of Albania, during the first 5 months of this year, the interest rates on Lek loans for the purchase of apartments and loans for other purposes have decreased.

Meanwhile, there is a slight increase in the average interest rates on consumer loans and overdrafts.

The loan for house purchase in Lek was given with an average interest rate of 3.57%, from 3.68% during the same period last year.

While the interest rate on consumer loans in Lek has marked 8% and overdrafts increased to 11.8%, from 11.6% that were a year ago. /a.a/p.s./

 

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