e-payment-Bank of Albania – Albanian  Telegraphic  Agency. https://en.ata.gov.al News Agency Fri, 22 Aug 2025 14:35:28 +0000 en-US hourly 1 €3.5 billion in digital payments recorded in first half of 2025, says BoA https://en.ata.gov.al/2025/08/22/e3-5-billion-in-digital-payments-recorded-in-first-half-of-2025-says-boa/ https://en.ata.gov.al/2025/08/22/e3-5-billion-in-digital-payments-recorded-in-first-half-of-2025-says-boa/#respond Fri, 22 Aug 2025 14:35:28 +0000 https://en.ata.gov.al/?p=272604 TIRANA, Aug 22 /ATA/ The Bank of Albania reported that the use of electronic payments by citizens and businesses has continued to grow steadily during the first half of this year, reflecting the development of financial technology and increased trust in digital services.

According to the Bank of Albania, during the January–June 2025 period, the total number of payments through the banking system reached 27.9 million, marking a 24% increase compared to the same period last year.

The total value of payments reached 3.475 billion lek, recording a 13% annual increase. Meanwhile, bank cards remained another widely used payment instrument during this period.

“Card payments increased by 30%, accounting for 67% of total payments, highlighting the growing adoption of this instrument in daily life. Meanwhile, online credit transfers rose by 23% and now account for 19% of total payments,” the Bank of Albania reported.

According to the statistics, the number of debit and credit cards in circulation reached 1.572 million, marking a 4.1% annual increase.

These figures clearly indicate a shift toward an increasingly digital and modern economy, with citizens embracing the convenience and security offered by electronic payments. The Bank of Albania continues to support this development through reforms and regulations that enhance access, transparency, and safety in the financial market.

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