Deposits rose by 116 billion leks, or 8.7%, year-on-year. Domestic currency deposits increased by 85 billion leks, while euro-denominated deposits rose by 615 million euros.

The central bank said the positive trend reflects confidence among households and businesses in the banking system, as well as stable macroeconomic conditions that supported savings throughout the year.

/e.xh/j.p/r.e/u.sh/

As of the end of June 2025, lek-denominated savings reached 655 billion lek, up by 10 billion lek from May 2025. Meanwhile, deposits in euro stood at 8.1 billion euros, marking a slight monthly decline of 10 million euros.

Experts attribute the continued growth in bank savings to increased remittances from emigrants and a general rise in money circulation within the economy.

On a yearly basis, lek-denominated deposits rose by 64 billion lek in June, while euro-denominated savings increased by 564 million euros compared to June 2024.

In total, the combined increase in euro and lek deposits over the 12-month period amounted to the equivalent of 1.17 billion euros.

The Bank of Albania reports that the total stock of deposits in the banking system – across both currencies – reached approximately 1.4 trillion lek at the end of June 2025, reflecting an annual increase of 87 billion lek.

/r.e/u.sh/

While overall deposits saw a year-on-year rise, the stock of bank deposits experienced a slight monthly decline in April.

Lek-denominated deposits stood at 645 billion lek at the end of May, up 0.73% or around 5 billion lek from April.

Euro-denominated deposits totaled 8.1 billion euros, registering an annual increase of 618 million euros, or 8.2% compared to May 2024.

In total, savings in both currencies grew by the equivalent of 1.17 billion euros over the past year, the central bank said.

/a.f//r.e/u.sh/

According to central bank, the total of deposits in Albanian banking system amounted to 1.37 trillion lek in April, dropping by 4.8 billion lek compared to a month earlier.

Central bank data show that Lek-denominated bank deposits totaled 640 billion Lek in the end of April, down by around 5 billion lek compared to the previous month of March,

The fall was driven by the drop of deposits of financial corporate by around 6 billion Lek, whereas the households’ savings rose 0.3% in April.

However, bank deposits rose year-on-year, with Lek-denominated deposits increasing by 60 billion lek, whereas Euro-denominated deposits rose by 566 million euros.

/r.e/a.f/u.sh/

According to central bank, both businesses and individuals increased their bank savings in 2024.

Albanian currency-denominated deposits saw strongest growth in December 2024 with 24 billion lek, reflecting increased remittances during the end of year holiday season.

Bank savings denominated in Euro and Dollar also increased last year. Central bank said that deposits in foreign values rose 10% on the year to 744 million euros.

The increase in deposit interest rates is being driven by a higher demand by the banking sector for funds in the national currency for local currency. A sharp increase in lending in Albanian currency was observed in 2024.

/a.f/r.e/u.sh/

Latest data from the Bank of Albania show that total of deposits in Albanian banking system amounted to 1.31 trillion lek in end of July, recording a 6.8% increase compared with the same period of the previous year, when deposits were estimated at 1.23 trillion lek.

More specifically, a steady increase was registered particularly in the first months of 2024, with a slight decrease in March and April and recovering in the following months.

The increase has been driven by the expansion of foreign currencies-denominated bank deposits that rose 5% to 718 billion lek in July 2024 from 684 billion in July 2023.

On the other hand, lek-denominated deposits have also significantly increased during the reviewed period, expanding 9% year-on-year to 595 billion lek, up from 546 billion lek in July 2023.

/u.sh/

The Agency said that the total of deposits in nine saving and lending companies was estimated at around 10.9 billion lek in the end of 2023.

According to the ADIA report, the insured deposits of individuals amounted to 1.2 trillion lek, accounting for 80% of the total insured deposits.

Lek-denominated deposits account for the largest share of bank deposits by 48%, followed by Euro-denominated deposits that represent 46% of the total.

At the end of 2023, the value of insured deposits insured by the system reached at 1,511.2 billion lek, accounting for 94% of the total bank deposits.

/u.sh/

According to central bank, deposits slightly rose 0.3% year-on-year by around 2,6 billion leke to a total value of 543.5 billion lek in end of September.

According to official data, the foreign currency denominated bank deposits fell by around 7 billion lek to a total of 736.8 billion lek.

Economy experts say that a stronger Albanian currency against the Euro has lowered statistical value of the euro-denominated deposits.

The European single currency has been depreciated by around 14% compared to a year ago.

/r.e/u.sh/

According to the Bank of Albania, the euro-denominated bank deposits increased by 1.9% or by 130 million euros compared with the previous month of June.

The euro-denominated deposits recorded strength growth in July and August thanks to the increased remittances as Albanian emigrants return back home to spend holidays with their families during this period.

Other factors driving growth in foreign currency-denominated deposits include also the tourism season, the improved economic activity and the growing public investments that have helped businesses to increase their liquidity capabilities.

According to banking system experts, although the Europe’s single currency has lost ground against Albanian currency Lek, the Albanian citizens keep on trusting Euro as the currency to preserve value of their savings.

/u.sh/

According to the Bank of Albania, the euro-denominated bank deposits increased by 73 million euros in April alone or by 180 million euros since start of the year.

According to banking system experts, although the Europe’s single currency is losing ground against Albanian currency Lek, the Albanian citizens keep on trusting Euro as the currency to preserve value of their savings.

Another factor driving growth in foreign currency-denominated deposits is also the improved economic activity and the growing public investments that have helped businesses to increase their liquidity capabilities.

/r.e/u.sh/