TIRANA, April 20 /ATA/ Data from the Deposit Insurance Agency (DIA) published in the annual report 2020 show that the value of insurable deposits in banks reached ALL 1.22 trillion, with an increase of 7.4%, compared to the previous year.
According to DIA, the value of insurable deposits in banks benefiting from the deposit insurance scheme reached ALL 1.226 billion, which accounts for 95.3% of deposits in total.
Individual insurable deposits account for the largest share of insurable deposits, namely about 84% of them, while 16% are insurable deposits of traders and companies. Lek-denominated insurable deposits, at the end of December 2020, accounted for 49.4% of insurable deposits in total, followed by Euro-denominated deposits that account for 43.8%, and USD-denominated deposits 4.9%, maintaining the same ratios as in the previous year.
Insurable deposits include time deposits, current accounts, savings accounts, card accounts, joint accounts and other similar products.
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