TIRANA, April 26 /ATA/ – The performance of Albanian banking system during 2018 was positive, while the risks in the banking system have decreased and the banking industry will continue to consolidate.
The Bank of Albania presented Friday the Financial Stability Report on second half, 2018, which estimates that banking sector activity is stable, with good indicators of performance and financial resistance.
Economic developments and the performance of financial markets supported the activity of financial system. During the period, the exposure of the banking sector to the risks of the activity was not significant.
The capability of the banking sector to cope with these risks was amortized by the conditions of high levels of liquidity, capital adequacy and profitability.
The ability of the banking sector to cope with the risks is assessed by analyzing the state of capitalization and profitability as well as by testing the adaptation of these indicators in stress scenarios through resistance testing. This time, the resistance test exercise was also carried out to assess in detail the banking sector’s liquidity situation.
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